Posted on Jun 08, 2017 in Corporate | 0 comments

What exactly is a “BIC”? Nate Lovik, AIF® Investment Advisor Representative Many of us have used a BIC® for such things as lighting a candle, firing up the grill, or having a smoke. Moving forward, you may hear your financial advisor reference a BIC, and it won’t be for lighting anything on fire. As part… Read More &raquo

Posted on Apr 29, 2017 in Corporate | 0 comments

How well do you understand your role as fiduciary? Many companies establish retirement plans without thorough understanding of their fiduciary responsibilities. Understanding your fiduciary role as plan sponsor is paramount due to the risk associated when offering an ERISA regulated retirement plan. A fiduciary that breaches any obligation can be held liable, even if the… Read More &raquo

Posted on Jan 23, 2017 in Personal Finances | 0 comments

How many vehicles do you own? Are they equal or do distinct qualities differentiate which may complete a task better than another? A landscaper certainly prefers the capability of hauling supplies in a truck compared to the trunk of a compact car. Conversely, a daily commuter favors the superior fuel economy of the compact car… Read More &raquo

Posted on Dec 22, 2016 in Estate | 0 comments

How essential is planning your final estate? This question is seldom answered confidently during client/advisor conversations, not too often do we ponder our own inevitable demise. In reality, for anyone wishing to leave anything of value to someone requires some form of estate planning.  At the least, taking simple estate planning steps can provide some… Read More &raquo

Posted on Nov 29, 2016 in Personal Finances | 0 comments

As we move into December, the closer we get to another possible interest rate hike from the Federal Reserve.  From one point of view, increasing rates could be viewed as a positive, as an economy grows, sometimes the brakes need a little tap (in the form of a rate increase) to slow movement down a… Read More &raquo